Born in 1962, Richard grew up in a suburban neighborhood in the mill city known as Pawtucket, Rhode Island with two brothers and a sister.  Briefly interrupting his Catholic school education in 1976, his father accepted a new job and moved the family to Tehran, Iran.  His family resided in Iran for almost two years, returning home when his father contracted Parkinson’s Disease at the young age of 40.  After continuing his education at St. Raphael Academy, back in his hometown of Pawtucket, he joined the U.S. Army in 1982.

Richard St Jacques Diamond Hill Cumberland RI

He served as a Military Policeman and Military Police Customs Officer for four years, attending SWAT/Counterterrorism Training, Nuclear Bio-Chemical School, the Non-Commissioned Officers Academy in Bad Toelz, Germany, and the Defense Language Institute for German language training.  He served in Colorado Springs CO, San Francisco CA, and Berlin Germany.

Upon return from the military, he attended Bryant College (now Bryant University), graduating Magna Cum Laude with a degree in Business Finance in 1989.  He completed his Masters of Business Administration from Bryant in 1995, with a concentration in Accounting.

He worked in the banking industry since 1989 with positions in Commercial Lending, Loan Review, Investment Services, Mortgage Lending and Retail Banking.  For the past twenty years, his roles have concentrated in Information Technology.  From 2003 to 2010 he was responsible for Citizensbank and CharterOne Bank website operations.  From 2011 to 2013 he was employed by Simple Tuition, Inc., a Boston MA based eCommerce startup company that specialized in online student loan rate comparisons.  He was Vice President of Operations. Since that time, he has worked as a Financial Systems Consultant in Digital Banking. He is currently employed by Hobbs Madison Inc.

Richard continues to pursue his lifelong aspiration to become a published author.  After writing several articles published in local and national periodicals and maintaining a pair of internet blog sites, he recently completed his first novel, titled “A Faithful Elf.”  It is a Christmas story based on the legendary characters of Santa Claus and the elves.  At present, he is actively seeking agent representation for the book.

Married to his wife Caroline since 1988, he presently resides in Attleboro, MA with his wife and two children.